Helping Clients Find Financial Relief
Many people feel that there is something wrong with filing for bankruptcy. That is not the case. Bankruptcy is designed to provide people relief from their financial struggles. At the law office of Howard H. Ellzey, P.L., we work closely with clients. Our goal is to not only provide excellent legal counsel, but also to help people understand their legal situation and the options they have. We help clients out of their difficult situation and help them get the fresh start they deserve. To schedule an appointment with our attorney, contact us online or call 727-498-4397.
Understanding Bankruptcy
Because of the current market conditions, many people need to file for bankruptcy due to unavoidable circumstances. The loss of an income forces people to live on their retirement savings. Medical bills and divorce are also common factors that can lead people to seek bankruptcy relief. Our attorney works with clients to understand their current situation and find the best solution to meet their needs. From loan renegotiation to information on mortgage foreclosure, there is a range of possibilities to choose from.
- Chapter 7: This is the most common form of bankruptcy for individuals, allowing them to discharge most unsecured debts.
- Chapter 13: Chapter 13 bankruptcy offers clients the ability to create a 3-5 year repayment plan for their debts. This method discharges some debts and reorganizes the rest.
- Chapter 11: Chapter 11 bankruptcy protects individuals, corporations and partnerships who want to continue operating their business and remain in control of their assets.
If you are facing bankruptcy, you may also be frustrated with the constant creditor harassment. Filing for bankruptcy will stop the frustrating late notices, collection notices and "hate mail" from creditors, including mortgage companies, credit card companies and collections agencies.
Schedule an Appointment
To schedule your appointment with an experienced lawyer, contact us online or call 727-498-4397. We work with clients in St. Petersburg, Florida, and the surrounding areas.
